My Credit Nixed a Job Offer: One Woman's Story
Editorial Team | On May 21, 2009
A woman wrote to Woman For Hire this week to report that she was denied a promising job at the last minute after a credit check revealed some late payments – making her ineligible for hire.
Has this happened to you or a friend or a relative? How do you feel about companies using your credit history against you in the hiring process? Please email us and let us know. Here’s the woman’s story: I was recently turned down for a management trainee job with rent a car firm.
I made it through the phone interview and then the group recruiting manager set up an observation and second interview with the area manager. The recruiting manager called me the next day and said the interview went well and that they wanted to set up the third and final interview.
I was briefed on the salary I would receive and the hours I would work, but the recruiting manager wanted to make sure I was still interested. Of course I was.
The very next day she called and said she had some unfortunate information for me: I did not pass their minimum required credit history and that there would be no third interview.
Imagine my dismay – not to mention my surprise and humiliation. They never even checked any of my references, my qualifications (I have impeccable recommendation), nothing.
They simply based their decision on my credit report. Everything except two things on the report are all medical.
I even emailed the recruiting manager and told her that I had a lengthy stay in the hospital in the later part of 2007 and that because of it I had fallen short of paying some of my bills and was trying to rectify this situation.
She wrote back saying, essentially, that it did not matter.
Thank you for listening.
P.S I hope that this issue about credit deciding whether you are qualified to do a job gets changed – and quickly. I need to work and have more than 10 years management experience that right now means nothing.